Fight every healthcare charge with an AI advocate.
Parlio lowers medical bills, appeals insurance denials, resolves medical collections, and finds the real price before treatment. You stay in control and approve every step.
ER visit · St. Joseph’s
Insured · out-of-network anesthesia
Itemized bill requested
Pulled the full line-item charges
Duplicate charges found
3 duplicates flagged for removal
Surprise-bill appeal filed
No Surprises Act applied to anesthesia
Charity-care applied
Income screen → reduction on remainder
Final balance
Four playbooks
Whatever stage you're in, Parlio has a playbook.
Find the real price before treatment
Parlio compares cash prices, insurance estimates, Medicare benchmarks, and in-network status so you know what care should cost before you commit.
Lower a medical bill after care
Parlio audits line items, checks for duplicate or inflated charges, benchmarks fair prices, and negotiates with billing offices.
Appeal an insurance denial
Parlio turns the denial reason into an appeal strategy across internal appeals, surprise-bill disputes, and external review, and escalates when internal appeals fail.
Resolve medical debt in collections
Parlio checks validation rights, statute-of-limitations leverage, settlement options, and credit-report cleanup paths before negotiating.
How it works
Not advice. Action.
Parlio isn't a chatbot or a letter generator. It does the work and the fighting, with your sign-off at every outbound step.
Parlio investigates
Reads your documents, asks only what it needs, and checks pricing data, hospital policies, insurance rules, deadlines, and debt-collection leverage.
Parlio builds the case
Turns facts into a playbook: what to ask for, what law or benchmark backs it, which channel to use, and what outcome is worth accepting.
Parlio does the fighting
Drafts emails, calls billing offices or collectors, and works through payer and provider portals. You approve every message, call, and portal action.
Drafted appeal letters and itemized-bill requests, sent on your behalf. You approve every message.
Voice
AI-assisted calls to billing offices and collectors, within boundaries you authorize.
Browser
Files appeals through payer portals, uploads supporting docs, and tracks status, with your confirmation.
Why Parlio
Built for healthcare costs, not generic negotiation.
Fair-price data
Medicare benchmarks, payer transparency data, provider geography, and cash-price data tell Parlio what care should actually cost.
Healthcare-specific playbooks
Bills, denials, collections, and pre-treatment estimates each have their own rules, deadlines, documents, and escalation paths.
You approve every move
Parlio never sends a message, makes a call, submits a portal action, or accepts a settlement without your approval and defined boundaries.
Paper trail included
Every appeal, response, call summary, portal confirmation, and outcome is documented so you can see what happened and what comes next.
Privacy-conscious handling
Your medical and billing documents move through authenticated flows, encryption, and controlled access.
Parlio knows the fair price, and does the fighting for you.
Have a healthcare cost problem? Start with Parlio.
Join the waitlist for early access.