Every kind of medical bill, in one place.
From a single ER visit to a multi-year collections file. If it has a procedure code or a collections letter, we handle it.
Hospital & doctor bills
Anything billed by a hospital, clinic, or doctor's office.
Hospital / ER
Inpatient stays, ER visits, surgery, and outpatient hospital charges. The biggest billing category, and where we save the most.
- âInpatient and ER bill negotiation
- âLine-item audits and duplicate-charge removal
- âCharity-care applications for nonprofit hospitals
avg. 47% off
Surprise bills
Out-of-network charges from anesthesiologists, radiologists, or pathologists at an in-network facility. Federally protected, often illegally billed.
- âNo Surprises Act protection enforcement
- âOut-of-network anesthesia and radiology disputes
- âAir-ambulance surprise-bill appeals
avg. 62% off
Pre-treatment estimates
Lock in pricing before a procedure. Federal law requires providers to give you a written estimate, and we use it as leverage.
- âGood Faith Estimate request and dispute
- âCash-pay vs. insurance comparison
- âIn-network confirmation across the full care team
31% under list price
Lab / imaging
Bloodwork, MRIs, CT scans, X-rays. Pricing varies wildly between hospital labs and standalone facilities, and we know where to look.
- âStandalone lab vs. hospital pricing comparison
- âDuplicate test removal
- âInsurance reprocessing for lab denials
avg. 55% off
Ambulance
Ground and air ambulance bills. Often out-of-network and surprisingly negotiable, especially for non-emergency transport.
- âGround-ambulance state-protection appeals
- âAir-ambulance overbilling disputes
- âNon-emergency transport rate negotiation
avg. 71% off
Other medical
Anything else with a procedure code or a billing department: clinics, specialists, urgent care, telehealth. Send it over.
- âSpecialist office visits
- âUrgent care billing disputes
- âTelehealth and concierge bills
we'll quote you
Specialty providers
Dental, mental health, physical therapy, and pharmacy.
Dental
Cleanings, fillings, crowns, root canals, orthodontics, oral surgery. Most dental offices have a cash-pay rate they don't advertise.
- âMajor-treatment plan negotiation (crowns, implants)
- âCash-pay rate match for cosmetic work
- âInsurance maximum-benefit appeals
avg. $640 off
Mental health
Therapy and psychiatry billed at out-of-network rates. We push insurers to cover therapy fairly and negotiate cash rates with sliding-scale providers.
- âMental health coverage appeals
- âOut-of-network therapy reimbursement
- âSliding-scale rate negotiation
avg. $1,120 / yr
Physical therapy
Therapy visits, post-surgery rehab, chiropractic. Sessions add up, and providers often discount when paid up front.
- âBundled-session prepayment discounts
- âInsurance visit-limit appeals
- âIn-network referral steering
avg. 33% off
Pharmacy
Prescription drug pricing. Manufacturer assistance, copay cards, and prior-authorization appeals.
- âPrior-authorization appeal letters
- âManufacturer copay-assistance enrollment
- âGeneric / therapeutic alternative discovery
avg. 44% off
Insurance & debt
When insurance denies, or when bills go to collections.
Insurance denials & appeals
Insurance said no. We translate the denial reason into the right appeal, internal first, external if needed.
- âMedical-necessity appeals
- âSurprise-bill federal arbitration
- âState external-review filings
3 of 4 won
Collections
Medical debt sold to collectors. We validate, negotiate settle-and-delete, and check statute of limitations.
- âDebt-validation requests
- âSettle-and-delete negotiation with credit-bureau cleanup
- âStatute-of-limitations checks
settle at 38%
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